Rabat – The Moroccan government has announced its intention to transfer health coverage responsibilities from the National Fund for Social Security Organizations (CNOPS) to the National Social Security Fund (CNSS), starting in 2025. This move includes the discontinuation of the mandatory basic health insurance scheme for students.
The government has released a draft law 54.23 which aims to amend existing legislation regarding basic health insurance to ensure more efficient management and coherence across health insurance systems. The goal is to provide a unified administration for basic health insurance that enhances citizens’ access to healthcare services.
The proposed law outlines the transfer of management of the public sector health insurance system from CNOPS to CNSS. It aims to consolidate decision-making processes related to health insurance across both the public and private sectors under the governance of the CNSS’s Board of Directors.
In an effort to streamline operations, the government seeks to eliminate mandatory coordination with mutual associations concerning employer registration and medical oversight. The CNSS will take over existing agreements between CNOPS and mutual associations regarding the basic health insurance scheme for the public sector, maintaining these agreements temporarily under specific conditions.
In addition, the draft law will integrate current employees of CNOPS into the CNSS workforce as well as ensure their continued coverage under the basic health insurance system and existing pension schemes.
The law also stipulates the transfer of all assets, liabilities, and bank account balances from CNOPS to CNSS. It aims to standardize late payment penalties for contributions related to health insurance.
Notably, the government has decided to abolish the separate mandatory health insurance system for students and allow all students to access the same healthcare services available to other citizens. This change aims to enhance social protection by extending coverage to a broader range of individuals, including students without parental support for healthcare.
