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Home > Headlines > Parliament Committee Approves Health Insurance Bill to Merge CNOPS into CNSS

Parliament Committee Approves Health Insurance Bill to Merge CNOPS into CNSS

The government said the bill aims to adapt the legal framework to universal health insurance by expanding coverage and unifying management under one institution.

Sara ZouitenbySara Zouiten
Dec, 31, 2025
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CNSS pension reform

the National Social Security Fund (CNSS).

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Rabat – The Social Sectors Committee in Morocco’s House of Representatives approved, by majority vote, Draft Law No. 54.23 on Monday evening. The bill amends Law No. 65.00 on mandatory basic health insurance and aims to integrate the National Fund for Social Welfare Organizations (CNOPS) into the National Social Security Fund (CNSS).

The government rejected all proposed amendments to the bill during the committee meeting. Parliamentary groups submitted a total of 83 amendments, but none were accepted. 

As a result, the bill remained unchanged from the version previously approved by the House of Councillors in July 2025. The draft law had been referred first to the House of Councillors by the Head of Government, before being sent to the House of Representatives in the same month.

A plenary session is expected to be scheduled soon for the final vote on the bill.

Several opposition groups proposed amendments. The Socialist Group submitted 17 amendments, the Popular Movement also proposed 17, the Progress and Socialism Party submitted 20, and the Justice and Development Party group proposed 29 amendments. 

However, all were rejected during the committee meeting, which was attended by the Minister of Health and Social Protection, Amin Tahraoui.

Read also: Morocco Moves Forward with Key Reforms to Health Insurance System

The government says the bill aims to adapt the legal framework to the generalization of mandatory health insurance in Morocco. It seeks to expand the number of beneficiaries, improve transparency and efficiency, and unify management under a single institution. 

One of the key changes is the transfer of CNOPS responsibilities to CNSS, especially regarding agreements with mutual insurance associations. These agreements will remain valid for a limited period, to be set by decree. The bill also guarantees that insured people and their dependents will continue to benefit from services provided by mutual associations within the mandatory health insurance system.

The draft law provides for the transfer of all movable and immovable assets of CNOPS to CNSS at no cost, while maintaining ownership of assets acquired before August 18, 2005.

It also states that all permanent and trainee staff of CNOPS will be automatically integrated into CNSS once the law enters into force, without losing their existing rights related to health insurance and pension systems.

The bill further expands coverage to include all students under the unified mandatory health insurance system. Students may be covered as dependents or individually, with the age limit raised from 26 to 30 years. 

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